Farming Simulator 22: Take out, increase and repay a loan

In Farming Simulator 22 there are numerous vehicles and devices that help you with your daily work in the fields. But before you can use the vehicles and other equipment, you have to earn the money first and if you have already taken a look at the prices at the dealer, then some devices are relatively expensive. In order to be able to afford the vehicles in the first few hours of play, you can take out a loan from the bank. In this guide, we show how you can take out and repay a loan in the FS22. We also address the question of how much interest you actually have to pay on the loan.

Farming Simulator 22: Take out and repay a loan

The €500,000 of start-up capital is quickly used up in Farming Simulator 22. If you urgently need more money, you can contact the bank and borrow another €500,000. Borrowing the money is not free, however, but 0.8 percent interest, and this is debited every day.

• You can take out the loan via the menu and “Finances”.
• Open the menu using the ESC key and switch to the “Finance” tab (the dollar symbol).
• Below you can now “borrow €5,000 ” on the one hand and also pay back the 5,000 euros on the other.

The current loan amount is then also displayed under “Loan”. The cost of the loan is shown below in the table under “Loan interest” and, as already mentioned above, debited from the virtual account every day.

Increase and top up credit?

As far as we know, the maximum loan amount of €500,000 cannot be increased or topped up (except via mods). As an alternative to the loan, you can of course also use the money cheat in the FS22 and cheat money infinitely at the push of a button.